Acceptance of these terms
These Terms of Use govern your use of this website, which is operated by XXI Wealth, LLC (“XXI Wealth,” “the firm”). By using the site, you accept these terms. If you do not accept them, do not use the site. The firm may update these terms at any time. The version posted on this page is the version in effect, and your continued use of the site after a change constitutes acceptance of the change.
Informational purposes only
The content of this site is provided for general informational purposes only. It is not investment advice, legal advice, or tax advice, and it does not take into account the objectives, financial situation, or needs of any person. Nothing on this site is an offer to sell or a solicitation of an offer to buy any security or advisory service.
No advisory relationship
Use of this site does not create an investment advisory or fiduciary relationship between you and XXI Wealth. Submitting the contact form does not create such a relationship. An advisory relationship begins only when the firm and a client enter into a written advisory agreement.
Eligibility and jurisdiction
This site is intended for residents of the United States. XXI Wealth may only transact business in jurisdictions where it is registered, notice-filed, or otherwise exempt from registration. Nothing on this site is directed to any person in any jurisdiction where its use would be contrary to law.
Intellectual property
The content of this site, including its text and design and the XXI Wealth name and marks, is the property of XXI Wealth, LLC and is protected by copyright and trademark law. You may not reproduce, distribute, or create derivative works from this content without the firm’s prior written consent. Trademarks of third parties that appear on or are linked from this site are the property of their respective owners.
Third-party links and client logins
This site links to websites operated by third parties, including the client login pages for Black Diamond, Charles Schwab, and Fidelity. These links are provided for convenience only and are not endorsements. XXI Wealth does not control third-party websites and is not responsible for their content, availability, or security. Each third-party website is governed by its own terms of use and privacy policy, which apply to your use of it.
User conduct
You agree to use this site only for lawful purposes. You may not interfere with the operation or security of the site, attempt to gain unauthorized access to any system or data, scrape or harvest content or data by automated means, or use the site in any way that violates applicable law.
Forward-looking statements
This site may contain statements that indicate future possibilities. Actual results may differ materially due to known and unknown risks, uncertainties, and other factors. There is no guarantee that any views expressed on this site will come to pass.
No warranty
This site is provided “as is” and “as available.” XXI Wealth makes no warranty of any kind, express or implied, regarding the site, including any warranty as to its accuracy, completeness, availability, or fitness for a particular purpose.
Limitation of liability
To the fullest extent permitted by law, XXI Wealth will not be liable for any damages arising out of or in connection with your use of, or inability to use, this website. This limitation applies to your use of the website only. It does not apply to any advisory relationship between the firm and a client.
Nothing in these Terms of Use waives or limits any right or remedy you may have under the federal or state securities laws, including the Investment Advisers Act of 1940.
Privacy Policy
The firm’s Privacy Policy is incorporated into these terms by reference. It describes how information collected through this site is handled.
Governing law and venue
These terms are governed by the laws of the State of Illinois, without regard to its conflict-of-law rules. Any dispute arising out of these terms or your use of this site will be brought in the state or federal courts located in Cook County, Illinois.
General
If any provision of these terms is found unenforceable, the remaining provisions remain in effect. Questions about these terms may be directed to contact@xxiwealth.com.
These Terms of Use are effective as of July 2026.